In today’s landscape of ‘big resignations’, characterized by the exodus of people from the workforce due to the pandemic and other factors, the hiring table is somewhat inverted. Many job seekers consider themselves in a position to interview potential employers rather than the traditional vice versa.
More than ever, employers must offer attractive and competitive compensation packages to attract talent to their organizations. Powerful health care ingredients are a must.
To help its members meet their needs, the American Rental Association (ARA) has introduced the ARA Healthcare Solution. This is a customized health insurance option available to both regular and associate members of the ARA. A partnership with Allstate Benefits and HUB International, this program provides quality, affordable health insurance that is compliant with the Affordable Care Act.
ARA members have been requesting an association-sponsored health insurance plan for years. This new service is the culmination of more than a decade of his worthy research and efforts to develop a plan suitable for the maximum number of members.
“We lobbied for the association’s right to create a health plan in Washington, D.C. until the Affordable Care Act was passed, and then tried again several years ago, but none of the proposals were final. We never crossed the line,” says Marcy Wright. , ARA Chief Operating Officer.
“Since then, we have explored many other options for providing affordable healthcare to our members. One of the biggest challenges with healthcare is that it is regulated by individual states. So offering a fully state-funded insurance product is not a viable option,” Wright said.
Given the state-by-state regulations that govern the healthcare market, Wright said the ARA had to get creative to come up with the best planning options. “We started looking at other types of plans and coverage. We talked to many providers until we found a program that we thought would be a solution for ARA members,” she says.
Through the ARA Healthcare Solutions Partnership, HUB International works with members to provide quotes and answer questions. Allstate Benefits, on the other hand, acts as a health insurance plan carrier and provides customer service and claims processing. ARA insurance agents can also assist members with planning.
Wright describes ARA Healthcare Solutions as “equally funded plans (also known as self-funded plans) that provide insurance that looks and feels like a preferred provider organization.” [PPO]-Style plan, but with some unique features. ” These features are:
- Customizable plan design Easily choose a plan that fits your business and employee needs.
- level funding — We offer predictable monthly payments.
- chance to get your money back In a year when claims are lower than expected.
- team of experienced people We are always ready to offer our expertise before, during and after you choose a plan.
“Policies and coverage vary by state where the business is located, but in many states coverage is limited to as little as three people,” Wright adds.
ARA members already using the program are benefiting from it.
“Our coverage is about the same as it was before we switched to the ARA plan, but now we save about $1,300 a month. I am also the Director of ARA Region 5.
CERP’s Ian Goff, general manager of Goff Tents & Events in Nicholasville, Kentucky, said that in a market where health care costs are rising at a rate of 20 to 30 percent annually, one month of family plans is a good option. [through the ARA program] Big savings for our company and our employees. Many employees have come to take advantage of it. “
For some, ARA Healthcare Solutions is the key to providing health insurance to employees for the first time.
“We had never provided healthcare before. When we first heard that ARA would offer this plan, we were ecstatic. The setup process.
“The process was very smooth. We had a hard time understanding what we were looking at due to the amount of information about insurance. The help and information we received was amazing.” Everything was explained in an online meeting and all my questions were answered quickly and in detail,” says Yarbrough.
Miller also appreciates the efficient quoting process and quick turnaround time. “Very smooth and easy,” he says. “It was all done online, and an employee could even easily submit information via a link. We received a quote in less than a week.
Users of ARA healthcare solutions, such as Miller and Goff, expect program accessibility to be a critical factor in keeping equipment and event rental companies attractive to people actively seeking work. I’m here.
“Benefits are a key factor when trying to recruit and retain top talent. It’s important to have access to packages that are comparable to other industries,” said Goff and Miller. “Several new hires chose us over others because we offered health insurance,” he added.
Yarbrough is now in a position to add healthcare as an incentive to attract and retain workers, and cites ARA Healthcare Solutions as an example of how the investment in ARA membership can be encapsulated in one program. increase. “This is a great resource, and that alone makes ARA membership worthwhile,” he says.
To learn more about ARA Healthcare Solutions and request a quote, visit ARAhealth.org or call 833-966-4137.
