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If you are like most cat owners, you love to pamper your favorite cat. Buy their favorite treats, play with them for hours, and build playground equipment around the house to keep them from getting bored.
Addressing their medical needs is equally important. pet insurance can help. If you have pet insurance for your cat, you can make medical decisions based on: veterinarian’s recommendation It’s not just about what you can afford.
If you’re entering the market for pet insurance, get a free quote first so you know exactly how much it will cost.
Read on to learn more about pet insurance for cats.
How much is pet insurance for cats?
The average monthly premium for a cat was $29, according to data from the North American Pet Health Insurance Association. Other research shows that typical premiums for cats vary from $14 to $38 per month.
Insurance premiums vary depending on the content deductiblethe age of the cat, the type of plan, the specific Breeding.
Purebred cats are more likely to develop inherited diseases and conditions, which is why they cost more to insure than mixed-breed cats. The most expensive specific breeds are Siamese, Bengal, Himalayan, Ragdoll and Maine Coon. These breeds may be more susceptible to disease than others.
For example, the average monthly premium for an American Shorthair cat was $29.37 per month. Compare that to Siamese ($30.73), Ragul ($34.67) and Maine Coon ($37.36) premiums.
Interested in insuring your cat? Get a free pet insurance quote here in 30 seconds now.
How pet insurance works
Pet insurance provides peace of mind for animal lovers who want to make the best decision for their pet without worrying about the cost. There are several types of pet insurance with different coverages.
- accident
- accident and illness
- comprehensive
Not covered by most pet insurance existing state, refers to any illness or disease diagnosed before the insurance is purchased. Therefore, if you want to get pet insurance, you should do it as soon as possible.
Pet insurance often doesn’t cover annual checkups and vaccines. Unless you purchase a separate wellness plan, you should plan to pay these costs out of your own pocket.
What you need to know about pet insurance for cats
If you purchase pet insurance, read the terms and conditions carefully to understand your coverage. Your policy may come with a deductible, which is an amount you must pay before the insurance company pays your share. Make sure you have enough savings to cover the deductible.
You usually have to pay the vet first and submit your claim. refunded by insurance companies. Be prepared for this initial cost as refunds can take weeks.
If you haven’t adopted a cat yet and are concerned about pet insurance and overall veterinary costs, opt for a crossbreed. Pet insurance is more likely to save you money than choosing a purebred.
You can easily check your pet insurance company’s Lemonade rates online.
