According to a study conducted by the major insurance agency SecureNow, resolving health insurance claims for the elderly often takes longer because it is often not possible to contact the insurance company quickly for post-hospital illness or treatment.
According to a SecureNow study, it takes a week longer to resolve a health insurance claim for the elderly than for people under the age of 60. The main reason is that older people pay much higher premiums than other age groups, but have a slower intimate relationship with insurance companies after hospitalization.
This survey examines the findings from a sample size of 1,250 claims. Of these, 576 were elderly.
“Elderly people take longer to intimate their claims to insurance companies, have longer hospital stays, higher treatment costs, and slightly higher insurance deductions. They are also much more insured. You pay a lot of money. A 75 year old has to pay 6 times more premium than a 30 year old. You have the opportunity to choose the right insurance and help the elderly through claims. ” And Kapil Mehta, co. -Founder, SecureNow.
According to the survey, health insurance claims for the elderly are settled in an average of 28 days, compared to 23.2 for people under the age of 60.
Observing that the number of insurance products is increasing significantly year by year, it shows that insurance companies are paying more attention to the insurance of the elderly, “Because the elderly are very vulnerable, more work Is necessary. “
It is also the duty of insurance companies, intermediaries and hospitals to help seniors make quick claims in case they do not choose cashless payments, Meta said.
On the other hand, he added, older people are also required to carefully assess their health insurance, especially with regard to restrictions on the treatment of cancer and digestive disorders.
Studies show that for certain illnesses such as diarrhea, cancer, and benign prostatic hyperplasia, the percentage of billing settlements for the elderly is low. However, it is even more common with coronary heart disease.
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