Ayush’s secretary, Rajesh Kotecha, told News 18 that the Ayush Ministry is considering in consultation with India’s Department of Insurance Regulation and Development (IRDAI) to equalize the coverage of Ayush treatment with symptomatic treatment. rice field.
AYUSH treatment covering Ayurveda, Yoga, Unani, Siddha and Homeopathy was included in the 2013 Health Insurance Regulations by IRDAI, along with certain provisions.
In September 2016, the ministry distributed guidelines to promote insurance coverage for AYUSH treatment and claim resolution based on benchmark rates for various treatments, interventions and treatment packages.
“As a result, it is known that 27 non-life insurers and independent health insurers offer more than 140 insurance products covering one or more Ayush treatment systems,” Kotecha said.
The ministry further said it was in talks with IRDAI “to expand insurance coverage and embarkation standards for AYUSH hospitals and day care centers.”
Kotecha didn’t elaborate further on what packages were being discussed, but ministry sources discussed the packages under the central government’s Ayushman Bharat scheme, along with other proposals pending at IRDAI. Said that. “The Ayushman Bharat package isn’t complete yet, and some companies are offering interesting packages, but IRDAI approval is pending,” sources said. There are several hospitalization procedures, which are in discussions with the company, sources added.
The government is in talks with businesses to increase profits, as many policies do not cover day care costs, post-hospital and pre-hospital costs, or outpatient costs, sources explained.
So far, companies have sold insurance packages by marketing Ayush as a highly effective treatment, especially in the management of health and non-surgical or non-invasive treatments.
According to the IRDAI Gazette Notice, insurance companies will only provide non-symptomatic treatment if treated in a public hospital or government-approved or accredited by the Indian Quality Council or other listed institutions. Treatment can be compensated.
According to the insurance aggregator’s policy bazaar website, “In the last few years, there has been a change in the way people think about alternative treatments … To support this, health insurance companies are using AYUSH treatment as a traditional health insurance policy. Is part of. “
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